Fixed protection for a set period. If the unexpected happens, your family receives a lump sum to stay financially secure.
Level Term Insurance is a type of life insurance that pays out a fixed lump sum if you die during the policy term.
Unlike other types of life insurance, your cover amount stays the same throughout the policy term - hence "level".
This makes it ideal for covering fixed expenses like school fees, debts, or ensuring your family has financial security no matter when tragedy strikes.
Why choose Level Term Insurance for your family's protection.
Your monthly payments stay the same for the entire policy term, making budgeting easy.
As long as you keep up with payments, your family receives the full amount if the worst happens.
Ensures your loved ones can maintain their lifestyle and cover essential costs.
Many policies don't require a medical exam - just answer some health questions.
Many policies include cover for terminal illness, paying out early if diagnosed.
Some policies let you convert to Whole of Life cover without further medical questions.
Level Term Insurance is often the most affordable type of life cover.
Here's an example of what you could pay:
*Example quotes based on non-smoker, healthy individual. Your quote may vary.
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The policy pays out if you die during the policy term. It won't pay out if you outlive the term - in that case, the cover simply ends with no payout.
Yes! Many Level Term policies can be combined with Critical Illness Cover as an add-on. This pays out early if you're diagnosed with a covered condition.
If you stop paying premiums, your policy will lapse and cover will end. You won't receive any money back, and your family won't be protected.
Some policies allow you to reduce your cover amount, though this usually isn't available on all plans. Check the policy terms before buying.